How does it work?  It will be 25% down then 25% on the remaining balance until it's paid off.  If the payment isn't made within 48 hours of being billed, the lay-a-way is cancelled and there are NO refunds on cancelled lay-a-ways.  Payment days will be every 2 weeks via paypal or money order.  No orders will be processed or shipped till paid in full.  If amount due is less then 25% then the full amount will be billed.    
   

How do I put something on Lay-a-Way?  There are several ways to you can do this.     

1-order from the rep ordering site and at check out click money order/personal check and in the comment section put "Lay-a-Way".  Then send 25% to sales@stuff-n-snuggle.com   I will then send you a paypal invoice every 2 weeks for 25% of remaining balance until paid off.           

2-email me your order, paypal address and in the subject line put "Lay-a-Way".  I will then invoice you for 25% and then 25% every 2 weeks till remaining balance is paid off.

If amount due is less then 25% then the full amount will be billed

Do I need to spend a certain amount?  No you spend just what you can afford. 

What if I don't have a paypal account?  No problem, you can still send a money order or personal check.  Please put in the comment section that you will be sending a money order/check.

What if I can't make that payment in 2 weeks?  Then your Lay-a-Way is cancelled and you get no refund on any amount already paid.  Please don't order or put in lay-a-way more than you think you can afford.

Why did you start this Lay-a-Way plan?  To help reps and customers place orders for items they want, without coming up with all the money first.